
Biscoff banana pudding reinvents the classic Southern dessert by swapping traditional vanilla wafers with spiced Lotus Biscoff cookies. This inspired substitution transforms an already beloved treat into something extraordinary, as the caramelized, cinnamon-forward cookies infuse the creamy pudding with warm, complex flavor. The contrast between the velvety pudding, tender banana slices, and cookies that soften to cake-like perfection creates an irresistible texture that keeps you coming back for 'just one more' spoonful.
I discovered this variation while hosting a dinner party where one guest couldn't eat vanilla wafers due to an allergy. With Biscoff cookies on hand as an emergency substitute, what began as necessity turned into a happy accident that guests raved about for weeks. The warm, spiced notes of the cookies paired so perfectly with the sweet bananas and creamy pudding that I never went back to the original version.
Ingredients List
- Instant vanilla pudding mix: Provides a foolproof base that thickens quickly without cooking.
- Cold milk: Ensures proper setting and enhances creamy texture.
- Sweetened condensed milk: Adds richness and caramelized sweetness.
- Heavy whipping cream: Creates a light, airy texture when whipped and folded into the pudding.
- Lotus Biscoff cookies: Infuse warm caramelized spice and soften beautifully in layers.
- Ripe bananas: Provide natural sweetness and contrast to the cookies and pudding.
Preparation Method
- Prepare Pudding Base:
- Whisk together 2 cups cold milk, sweetened condensed milk, and vanilla pudding mix until smooth. Chill for 5 minutes.
- Whip Fresh Cream:
- Beat 2 cups of heavy cream on high speed until firm peaks form, about 3-4 minutes.
- Combine Cream and Pudding:
- Gently fold whipped cream into the pudding mixture in three additions until fully incorporated.
- Create First Pudding Layer:
- Spread half of the pudding mixture evenly in a 9x13-inch glass dish.
- Add Banana Layer:
- Slice 4-5 ripe bananas and layer three-quarters of them over the pudding.
- Incorporate Biscoff Layer:
- Break 18 Biscoff cookies into chunks and distribute evenly over the banana slices.
- Add Final Pudding Layer:
- Spread remaining pudding evenly to cover bananas and cookies.
- Create Decorative Topping:
- Arrange remaining banana slices and whole or crushed Biscoff cookies for presentation.
- Chill Until Set:
- Cover with plastic wrap and refrigerate for at least 2 hours, preferably overnight.
- Serve Properly:
- Let sit for 5 minutes before serving to enhance flavors.

My first attempt at this recipe taught me the importance of patience when it comes to chilling time. Eager to try my creation, I served it after just an hour in the refrigerator, and while delicious, the texture wasn't quite right. The next day, the leftover portion had transformed completely—the cookies had softened to perfection and the flavors had melded beautifully.
Serving Suggestions
Serve in individual trifle cups for an elegant presentation that showcases the layers.
Garnish with cinnamon, caramel drizzle, and extra whipped cream for a decadent finish.
Pair with chocolate mousse and fruit tarts for a diverse dessert spread.
Creative Variations
Create a chocolate version by using chocolate pudding and layering with sliced strawberries.
Enhance caramel flavors by adding a tablespoon of Biscoff cookie butter to the pudding mixture.
Transform into parfaits by layering ingredients in glasses and adding chopped pecans.
Storage Solutions
Refrigerate tightly covered for up to three days, though bananas may brown slightly.
Store pudding and bananas separately when making in advance to maintain the best appearance.
Freeze leftovers in airtight containers for up to a month, serving partially thawed for an ice cream-like treat.

This Biscoff banana pudding has become my signature dessert, the one friends and family request for gatherings and holidays. The way the caramelized cookie flavor infuses into the pudding makes it a standout treat that never fails to impress. Watching guests take that first bite and realize this isn't their usual banana pudding always makes it worth the effort.
Frequently Asked Questions
- → Can I make this dessert ahead of time?
- Yes, this dessert is perfect for making ahead! It actually improves after chilling overnight as the flavors meld together. For best appearance, add the final banana garnish just before serving to prevent browning.
- → What can I substitute for Biscoff cookies?
- If you can't find Biscoff cookies, you can substitute with other speculoos cookies, graham crackers, or even gingersnaps for a different but equally delicious flavor profile.
- → Can I use fresh whipped cream instead of whipping cream?
- Yes, you can whip 2 cups of heavy cream with 2-3 tablespoons of powdered sugar until stiff peaks form, then use that in place of the whipping cream called for in the recipe.
- → How do I prevent the bananas from turning brown?
- For bananas inside the pudding, make sure they're completely covered with pudding. For garnish bananas, either add them just before serving or brush them lightly with lemon juice to slow browning.
- → Can I make individual servings instead of one large dish?
- Absolutely! This dessert works beautifully in individual cups or glasses. Layer the ingredients as directed in the recipe but in separate containers for an elegant presentation at parties.